How Much Does a Mortgage Franchise Cost?

What goes into the cost of a mortgage franchise?

The headline figure is the minimum investment — the realistic total you need to get up and running. It is usually made up of several parts:

• Franchise fee — a one-off licence fee paid to the franchisor for the brand, training and the right to operate. It is only part of the total cost.
• Set-up & equipment — vehicles, tools, stock, fit-out, technology or a unit — whatever the model needs to start trading.
• Working capital — money to cover the first few months of running costs before the business is cash-flow positive.

Across the mortgage opportunities listed on FindMyFranchise, the minimum investment starts from £6,995, with a typical figure around £9,995 and the most established models reaching about £16,495.

Ongoing fees are separate from the start-up cost — most franchises charge a management service fee (royalty) on turnover and sometimes a marketing levy. Always check the figures in the franchise prospectus before committing.

Browse franchises by budget

Franchise costs by industry

• Retail £400+
• Food £400+
• Children £995+
• Home Services £1,500+
• B2B £750+
• Education £1,000+
• Sports £995+
• Home Improvement £5,000+
• Business Opportunities £50+
• Fitness £995+
• Cleaning £1,500+
• Care £2,495+

← All UK franchise costs by industry