I want to say a BIG thank you to you, Keith and John. A little over 15 months ago I was in a pretty dark place, with respect to work prospects and financial stability. I certainly did not foresee a holiday abroad this year. …And here I am six years down the road, still holidaying abroad every year and I never fail to pay any bills on time. On top of all that, I am raising a lot of money for a very worthwhile cause. I consider myself to be very fortunate indeed.